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A work in progress...
A cursory glance on http://www.t-mobile.com/shop/plans at 08:58 UTC 2007-07-26 indicated that without entering zip code data two types of plans are available. 2-year contract plans (I think you have to talk to some for the 1 year plans) and Prepaid plans.
http://www.t-mobile.com/shop/plans/Default.aspx?plancategory=4
Refill value Premium Minutes Cost/Min Min Use Avoid Waste Expiration Gold Premium Minutes Gold Premium Expiration 08:58 UTC 2007-07-26 $10 30min 33.3cent/min ~1min/3day avg 90days gold+5min gold+330days 08:58 UTC 2007-07-26 $25 130min 19.2cent/min ~4min/3day avg 90days gold+20min gold+330days 08:58 UTC 2007-07-26 $50 400min 12.5cent/min ~9min/2day avg 90days gold+60min gold+330days 08:58 UTC 2007-07-26 $100 1000min 10.0cent/min 1year gold+0min gold+0days 08:58 UTC 2007-07-26 If you buy the $100 you get the gold crap and your minutes don't expire for a year but I bet there's tricky small print.